Terms and Conditions


By accessing the IFAN Online Service (the "Software"), you ("the User") agree to the following terms:

1. IFAN allows access to and usage of the Software only to authorised Users

2. In the event that the User loses or misplaces the Authorised Login or suspects or has knowledge of any unauthorised access or usage of the Users account, the User shall immediately notify IFAN

3. IFAN shall not be liable for any Losses incurred by the User due to non compliance with the provisions of these terms

4. The Software may only be used:
(i) within India, usage of the Software outside India shall be subject to IFAN's prior permission;
(ii) by User and its Authorised Personnel to whom an Authorised Login has been provided; and

5. User agrees that it shall not:
(i) modify or attempt to modify, reverse assemble or reverse compile or directly or indirectly allow or cause a third party to reverse assemble or reverse compile the whole or any part of the Software, display or merge all or any part of the Software with other computer programs, products or services;
(ii) distribute, market, rent, lease, sub-licence or otherwise transfer any of its rights granted to it under this Agreement to any third party;
(iii) allow any third party to use or access IFAN Online Service directly or indirectly, whether on a time sharing, remote job entry, facility management or service bureau arrangement basis, without the prior written consent of IFAN; or
(iv) use the Software for training any third parties, commercial sharing or leasing

6. The User acknowledges that there is no transfer of title or ownership to the User of the Software or the System Documentation.

7. The User understands that IFAN may at its option upgrade, modify and make additions to the Software from time to time during the subsistence of this Agreement.

8. Confidentiality: IFAN agrees to treat all User Data as confidential and agrees that it shall not and shall ensure that its employees do not use confidential information, nor disclose such confidential information to any person, except to the extent necessary for:
(i) compliance with Applicable Law
(ii) any other purpose for which the User may hereafter authorize IFAN in writing.

9. All Intellectual Property Rights in or related to IFAN Online Service, the Software and the System Documentation are and shall remain the exclusive property of IFAN and/or it's licensors, whether or not specifically recognised or perfected under local applicable law. Subject to the limited use rights specified in this Agreement, no licence, right or interest in relation to any Intellectual Property Rights is granted to the User under this Agreement.

10. Ownership
10.1 The User acknowledges and agrees that as between IFAN on the one hand, and the User on the other, IFAN owns all right, title and interest in the Software, System Documentation and IFAN Online Service;
(i) nothing in this Agreement shall confer in the User ownership in the Software; and
(ii) the User shall not now or in the future contest the validity of the License Agreement.
(iii) no rights to use the Software are granted by IFAN except for the limited purposes expressly set forth in this Agreement.
10.2 It is clarified that User Data, even when fed into the systems through the Software, shall be property of the User and the User shall have all right title and interest in respect of the same.

11. Restrictions during Trial Period:
(i) backup of data is not guaranteed
(ii) Notice of upgrades shall not be given, although IFAN will endeavour not to interrupt usage during normal business hours
(iii) Saving of data between upgrades may not always be possible thus it is recommended not to use actual client information.

12. Data History:
IFAN will maintain transaction details for five years for an active registered Associate. Transaction History prior to this will be archived and will be available only on request.

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